To find out if an annuity is right for you, visit any bank branch or call 1-800-392-3009 to schedule an appointment.

*Withdrawals prior to age 59 1/2 are subject to a tax penalty in addition to ordinary taxes.

**People's Securities, Inc. is not a tax advisor. As individual tax situations may differ, you should consult your tax advisor.

***Such guarantees are subject to the claims-paying ability of the underlying insurance company.

Before investing, investors should carefully consider the investment objectives, risks, charges and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses, which are contained in the same document, provide this and other important information. Please contact your representative or the Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.

Tax deferral offers no additional value if an annuity is used to fund a qualified plan, such as a 401(k) or IRA, and may not be available if the annuity is owned by a "non-natural person" such as a corporation or certain types of trusts.